HomeFlorida Home Transaction Guide

Who Qualifies for Community Seconds? A Deep Dive Into Eligibility Criteria

Eligibility guidelines for using Community Seconds primarily focus on income limits (often below 120% of the...

How to Read a Title Report: A Beginner’s Guide for Homebuyers

Reading a title report is essential to verify legal ownership, uncover liens, and identify property restrictions...

Should You Walk Away From an Underwater Mortgage? Risks and Alternatives Explained

hould You Walk Away From an Underwater Mortgage? Risks and Alternatives Explained Walking away from an...

Loan Modification vs. Short Sale: Which Is Right for Underwater Homeowners?

For homeowners with negative equity (owing more than their home is worth), two primary solutions exist:...

First-Time Home Buyer Mistakes to Avoid in Florida

Buying your first home should be exciting, not something that keeps you up at night. But...

Hidden Costs of Living in Tennessee: What You Need to Know

Tennessee’s allure of no state income tax belies hidden costs. Understanding Tennessee’s living costs reveals property...

How to Structure a Purchase Offer That Includes Seller Concessions

People ask me this all the time: “How do you actually structure a purchase offer that...

Can You Say No? What to Do When Someone Tries to Claim a Prescriptive Easement

Let’s talk real. Picture this — you’ve owned your property for years, paid every tax bill...

PMI vs. LPMI: Real Cost Comparisons Over 5, 10, and 30 Years

When comparing PMI and lender-paid mortgage insurance (LPMI), the key difference is cost over time: PMI...