When choosing the safest cities in Maryland, Hampstead and Chevy Chase Village stand out.
Hampstead, in Carroll County, maintains a low crime rate well below the national average, with zero reported homicides and decreasing violent crime rates thanks to strong community engagement and effective policing.
Chevy Chase Village, located in Montgomery County, is known for its affluent, tranquil environment supported by a dedicated police force and community safety programs. Its low crime rates and high household incomes make it a desirable, peaceful place to live.
Comparing these two towns highlights their shared commitment to safety, making both appealing options for anyone seeking a secure and welcoming environment.
Overview of Hampstead and Chevy Chase Village
Both Hampstead and Chevy Chase Village rank highly among Maryland’s safest communities. However, their characteristics differ significantly, offering diverse experiences based on lifestyle preferences, investment potential, and community atmosphere.
Hampstead, MD
Located in Carroll County, Hampstead is a charming town with a suburban-rural mix feel. Home to approximately 6,400 residents, this close-knit community is known for its peaceful environment and welcoming atmosphere. Hampstead offers a slower-paced lifestyle, appealing to families and individuals seeking tranquility and space.
Key features of Hampstead include:
- Affordable housing options compared to urban areas.
- Access to natural landscapes and recreational parks like Hampstead Municipal Park.
- Well-regarded public schools, served by Carroll County Public Schools.
- Community-centric events, such as the Hampstead Day Festival.
Chevy Chase Village, MD
In contrast, Chevy Chase Village is a highly affluent community located in Montgomery County, just outside of Washington, D.C. With a population of around 2,000 residents, this village offers a blend of luxury living and urban convenience. Tree-lined streets, historic homes, and meticulously maintained surroundings contribute to its reputation as one of Maryland’s most prestigious communities.
Key features of Chevy Chase Village include:
- Proximity to top cultural attractions, like The Kennedy Center and Smithsonian museums.
- Highly rated schools, part of Montgomery County’s esteemed educational system.
- Upscale shopping and dining options within easy reach.
- Efficient public transportation providing quick access to downtown Washington, D.C.
Safety Comparison
Safety is a fundamental consideration for anyone evaluating where to live or invest. Let’s break down the crime statistics for each area:
| Crime Statistic | Hampstead, MD | Chevy Chase Village, MD |
| Violent Crime Rate | 1 in 337 residents (neighborhoodscout.com) | 1.40 incidents per 1,000 people (realpha.com) |
| Property Crime Rate | 1 in 149 residents (neighborhoodscout.com) | Data not specified (Generally low) |
| Overall Crime Grade | Not specified | A (87th percentile for safety) (crimegrade.org) |
Key Takeaway:
While Hampstead demonstrates low crime rates, particularly regarding violent crimes, Chevy Chase Village stands out with an exceptional safety rating in the 87th percentile nationwide. Families prioritizing safety may feel equally secure in either location, though Chevy Chase Village offers higher overall protection.
Real Estate Market Trends
Understanding the real estate landscape is essential for making a smart investment. Here’s a look at how Hampstead and Chevy Chase Village compare:
| Metric | Hampstead, MD | Chevy Chase Village, MD |
| Median Home Value | ~$400,000 (Estimate) | $2,390,713 (6.7% increase over the past year) (Zillow) |
| Median Sale Price | ~$380,000 (Estimate) | $2.5 million (87.6% increase since last year) (Redfin) |
| Median Price per Sq. Ft. | ~$200 (Estimate) | $756 (65.8% increase since last year) (Redfin) |
Key Takeaway:
The real estate market in Chevy Chase Village is hot and competitive, with significant price growth and high property values. On the other hand, Hampstead offers more affordable housing options, making it a practical choice for first-time homebuyers or investors looking for long-term appreciation.
If you’re considering expanding your real estate portfolio beyond Hampstead and Chevy Chase Village, Maryland’s coastal areas offer excellent investment opportunities. Popular beach house destinations like Ocean City, St. Michaels, and Chesapeake Beach provide appealing vacation rental potential and scenic waterfront views.
Community Amenities and Lifestyle
Hampstead:
- Education: Carroll County Public Schools – High-quality education in a small-town setting.
- Recreation: Hampstead Municipal Park, providing playgrounds, sports facilities, and trails.
- Events: Hampstead Day Festival, fostering strong community bonds.
Chevy Chase Village:
- Education: Proximity to some of the nation’s best schools within Montgomery County.
- Recreation: Access to Rock Creek Park and its extensive hiking and biking trails.
- Cultural Amenities: Upscale shopping, dining, and cultural attractions within minutes of Washington, D.C.
Key Takeaway:
Hampstead offers a quieter, family-friendly environment with natural beauty and community events, while Chevy Chase Village provides luxury living with easy access to urban amenities.
Accessibility and Commute
Hampstead:
- Located about 30 miles northwest of Baltimore, with an average commute of 45 minutes by car.
- Public transportation options are limited, making a vehicle essential.
Chevy Chase Village:
- Situated next to Washington, D.C., with excellent access to public transit via Metro stations.
- Commute times to downtown D.C. are generally 15-20 minutes, ideal for professionals working in the city.
Key Takeaway:
For those who prioritize convenience and short commutes, Chevy Chase Village is the clear winner. However, those seeking a more relaxed lifestyle may prefer Hampstead’s suburban appeal.
Investment Potential
- Hampstead:
Affordable real estate with potential for steady appreciation, especially as more buyers seek suburban or rural areas with lower population density. - Chevy Chase Village:
High property values and rapid appreciation make it an attractive investment for luxury real estate. Proximity to Washington, D.C. ensures sustained demand and high resale potential.
Key Takeaway:
For investors looking for luxury properties, Chevy Chase Village offers unparalleled opportunities. For those seeking affordable entry points and consistent growth, Hampstead provides promising long-term returns.
Finding the right mortgage lender can streamline your investment, whether you’re buying a luxury property, affordable home, or beach house. Look for lenders with competitive rates, flexible terms, and great service.
Conclusion
Both Hampstead and Chevy Chase Village rank among Maryland’s safest communities, but they offer vastly different experiences. Hampstead is perfect for families and investors seeking affordability and tranquility, while Chevy Chase Village attracts those drawn to luxury living and urban accessibility.When choosing between the two, consider your budget, lifestyle preferences, proximity to urban areas, and investment goals. Consulting with a real estate professional can provide valuable guidance tailored to your unique needs.