AVMs vs. Human Appraisals: When to Trust Tech and When to Go Traditional
Wondering whether to trust an online home value estimate or hire an appraiser? This guide compares…
Partial Release Clause Explained: The Key to Flexibility in Blanket Mortgages
How blanket mortgages work with partial release clauses provides flexibility for developers and investors. A blanket…
Common Title Defects That Can Delay Your Home Closing
Understanding the importance of a clear chain of title is key to avoiding delays at closing….
How to Negotiate Mortgage Offers Like a Pro Using Basis Points
Understanding how even 10 basis points can affect your mortgage is key to smart loan shopping….
How to Negotiate a Seller-Paid Buydown in Today’s Market
A seller-paid buydown lowers a buyer’s mortgage interest rate, either temporarily or permanently, with the seller…
Owner’s vs. Lender’s Title Insurance: What’s the Difference and Do You Need Both?
“Owner’s vs. Lender’s Title Insurance: What’s the Difference and Do You Need Both?” This article clarifies…
Should You Walk Away From an Underwater Mortgage? Risks and Alternatives Explained
hould You Walk Away From an Underwater Mortgage? Risks and Alternatives Explained Walking away from an…
Loan Modification vs. Short Sale: Which Is Right for Underwater Homeowners?
For homeowners with negative equity (owing more than their home is worth), two primary solutions exist:…
Breaking Down Mortgage Fees: What’s Included in Your APR
The Annual Percentage Rate (APR) provides the total yearly cost of a mortgage, and APR includes…
Budgeting for Homeownership: Balancing Mortgage Appraisal Fees and Property Tax Liabilities
Appraisal and assessment differ in timing and purpose: appraisal is a one-time fee to validate home…